Life is full of uncertainties. You work hard to make a future as secure as possible for those you love, but realize there are things beyond your control. What will your family do if you’re not there? How can you be sure they will be able to bear the financial strain? How can you ease their emotional stress? Life Insurance plans are the solution to these concerns and are the means to achieve the “Peace of Mind” you are looking for at a time when the financial environment can be uncertain. Your financial security rests upon the cornerstone of all your savings and hard work. Unfortunately, savings and future earnings can be quickly eroded with the loss of an economic provider. Life insurance can help by providing reassuring guarantees, flexibility, and complete protection for families.
Life Insurance also offers a tax-free benefit; whereby, the proceeds from the policy could mean your dependents will not have to sell assets to pay outstanding bills or taxes. An important feature of life insurance is that generally no income tax is payable on proceeds paid to beneficiaries.
How much Life Insurance do you really need?
The amount of life insurance you need depends on your financial obligations at the time of your death. Although no one can predict when they will die, or exactly what their financial obligations will be, our office can help you estimate how much life insurance coverage you may need to help to protect your family. As independent agents we have met the insurance needs of individuals, families, and small business owners for many years in the communities we serve. We provide affordable, quality, products, and personal service to consumers looking to us for protection and coverage.
Life Insurance can also be used to:
• Fund College tuition
• Estate Conservation
• Mortgage Protection
• Buy Sell Agreement
• Key Person Insurance
• Final Expenses
• Court-ordered Child Support